“We exist to restore financial freedom for people burdened by student debt.”

Monica Muriel

Founder & Executive Director

 “With 20 years of leadership experience as a Senior Project Manager, I founded this fund to replace student debt with economic freedom.”

Monica brings institutional-grade financial expertise to the fight against student debt. With a background as a Senior Project Manager for Fortune 500 clients such as Citi and Hilton, she has a proven track record of delivering accuracy rates of 95% or higher in global payment processing and reducing financial risk by 40%.

Currently pursuing advanced certifications in AI Agents and Workflow Automation at Texas State and UT Austin, Monica is building a system designed for speed and transparency. She applies the same “Procure-to-Pay” automation strategies she used for international banks to ensure that student loans are paid off directly, securely, and without administrative waste.

Jorge Forgues

TREASURER

“With 40 years as a corporate attorney, I oversee our financial stewardship to ensure absolute transparency and compliance for every donation.”

With over four decades of experience as a corporate attorney, Jorge serves as the architectural guardian of our organization’s integrity. His extensive career in high-level corporate governance ensures that the Fund operates not just within legal bounds, but according to the highest standards of financial transparency.

A former Law Professor at the Catholic University of La Paz, Bolivia, Jorge combines legal precision with an educator’s heart. He oversees our compliance frameworks and financial oversight protocols, guaranteeing that every donation is managed with the strict stewardship our donors expect.

Carlos Muriel

SECRETARY

“A retired U.S. Marine aviator and corporate leader, I apply mission-critical discipline to ensure every dollar directly impacts a student’s freedom.”

Carlos brings a unique fusion of military precision and corporate strategy to the Student Debt Freedom Fund. As a retired U.S. Marine Corps helicopter aviator, he understands mission-critical execution in high-stakes environments. He later transitioned his leadership skills to the corporate sector as a successful professional with Pfizer Pharmaceuticals.

With a career defined by service—first to his country, then to global healthcare, Carlos now directs that same discipline toward eliminating the barrier of student debt. A devoted husband of 35 years and father of three sons, he is driven by a personal commitment to secure the economic future of the next generation.

Why I Started the Student Debt Freedom Fund.

 “Education was supposed to be a ladder, but for too many is has become a cage.”

“I founded the Student Debt Freedom Fund with a simple but radical belief: that a degree should launch a future, not mortgage it.”

Like millions of others, I watched as the promise of the “American Dream” collided with the reality of compounding interest. I saw brilliant minds—future teachers, nurses, engineers—forced to put their lives on hold. They weren’t delaying their dreams because they lacked ambition; they were delaying them because they were shackled to a debt that never seemed to go down.

The Realization For the past two decades, we have witnessed a systemic failure. What began as an indispensable gateway to opportunity has, through unchecked financial engineering, become a lifelong burden. I realized that waiting for legislation wasn’t enough. We needed a solution for today.

This organization was born out of a sense of urgency. It is not just a charity; it is a mechanism for economic release. We are committed to disrupting this cycle, restoring the promise of education, and giving students the genuine chance to build the future they choose.

I bring over 20 years of leadership experience as a Senior Project Manager to this mission. I have spent my career driving complex initiatives in both the corporate and non-profit sectors. As a mother and a professional, I built this fund on a foundation of operational accountability. We are not a massive bureaucracy; we are a laser-focused movement of donors and advocates, focused on one metric: Zero Balance.

When you support this fund, you aren’t just paying a bill. You are buying freedom.

 

"Unlock Their Future"

"Empower a deserving student to start their career debt-free today."